Job Type:
PermanentBuild a brilliant future with Hiscox
Position: SME Underwriter
Reporting to: SME Underwriting Team leader
Location: Lisbon
Band: I
About Hiscox
Who are we?
Hiscox is an international specialist insurer and reinsurer. We provide market leading products and excellent service to individuals and businesses with unusual and often complicated insurance needs. A FTSE 100 company, we can trace our roots to the Lloyd’s market in 1901. We employ over 3000 highly professional staff, have offices in 14 countries and customers all over the world.
The Role
You will underwrite commercial insurance products including PI, Cyber, Management Liability, Property and Liability lines of business, within a highly successful and energized team based in Lisbon. This role is key in driving profitable growth within the Hiscox Ireland business. You will have a strong focus on supporting the continuous development of our digital channel and on delivering a superb service to our broker partners.
What you will be doing:
- Contribute to profitable underwriting in order to achieve the overall Ireland GWP targets both in existing and new business
- Underwrite, price and negotiate accounts consistent with the quality of the risk and according to the company’s strategy and guidelines
- Develop new relationships and maintain existing relationships with brokers
- Maintain excellent service standards
- Actively drive the service on our digital trading platforms
- Effectively negotiate with both internal and external parties including identified points of contact within a brokerage
- Maintain profitability of the account by making sound and consistent individual underwriting decisions
Person Specification
- Excellent written and verbal communication skills both in English.
- Minimum 1-2 years of experience in a related role
- Outgoing, driven, high attention to detail and results focused mentality
- Ability to identify business needs
- Strong understanding of basic sales principles, negotiation skills and demonstrate a competitive drive;
- Strong interpersonal skills and ability to work independently in a collaborative environment
- Innate service focus which enables one to effectively interact with all levels of internal and external customers and partners
- Demonstrable drive, self-motivation and determination to achieve results
- Able to apply consideration to potential outcomes and to make decisions with in difficult and complex situations
- Consistently demonstrates behaviors conducive to achieving both personal and team objectives, in line with the core values of Hiscox
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