Risk Analyst
Department: Risk B2C
Employment Type: Full Time
Location: Remote/Portugal
Reporting To: Aleksey Balabay
Description
About us:Tabby creates financial freedom in the way people shop, earn and save by reshaping their relationship with money. The company’s flagship offering allows shoppers to split their payments online and in-store with no interest or fees. Over 32,000 global brands and small businesses, including Amazon, Noon, IKEA and Shein, use Tabby to accelerate growth and gain loyal customers by offering easy and flexible payments online and in stores. Tabby has generated over $7 billion in transaction volume for its partner brands and has the highest-rated, most-reviewed, largest and fastest-growing app of any fintech in the GCC region. Tabby launched operations in 2019 and has since raised +$1 billion in equity and debt funding from global and regional investors, and is now valued at $3.3 billion.
About the role:
As a Risk Analyst at Tabby, you’ll play a key role in shaping and executing credit and fraud risk strategies across our BNPL products. You’ll work with large datasets to identify trends, monitor portfolio performance, and support decision-making that balances growth and risk. This is a hands-on, cross-functional role where you’ll collaborate with data, product, finance, and commercial teams to ensure healthy portfolio metrics across multiple markets.
Key Responsibilities
- Analyze credit and fraud risk performance across customer segments and products
- Develop and optimize risk strategies to improve approval rates and reduce losses
- Monitor key risk indicators and portfolio trends; present insights to leadership
- Contribute to the design and rollout of new risk models and policies
- Collaborate with cross-functional teams to support launches in new markets and verticals
- Drive automation and efficiency in risk operations and reporting
Skills, Knowledge & Expertise
- 2–4 years of experience in credit risk, fraud analytics, or a related data-driven role
- Strong analytical skills and experience with SQL, Python or similar tools
- Understanding of consumer lending, BNPL, or fintech risk models
- Ability to work independently and in a fast-paced, high-growth environment
- Clear communication and a business-oriented mindset
Job Benefits
- Fully remote work
- We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.
- A working environment that gives you autonomy and responsibility from day one.
- You should be comfortable with the idea that the quality of your work will influence the shape of your career.
- Participation in the company’s employee stock options program.
- Flexi Perks: A monetary benefit that gives you the freedom to use it as you choose—whether for health and well-being, education and professional development or travel needs!
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