A Snapshot of Your Day
Lead the Custom Credit Governance team at Siemens Energy, defining and implementing customer-specific credit policies. Manage vendor relationships, address critical issues, and guide analysts on rating frameworks and metrics.
How You’ll Make an Impact
- Performing analysis and evaluation of customer credit risk
- Defining customer-specific credit management policies for the organization
- Supporting credit analyst teams with manual rating frameworks and key indicators
- Serving as the primary contact for addressing complex customer credit concerns brought up by regional teams
- Partnering with Accounting to ensure credit risk data supports IFRS 9 provisioning and broader credit management processes
- Working with internal collaborators to develop customer-tailored risk management tools like parent guarantees, bank guarantees, and collateral options
- Formulating automated and manual models for evaluating customer credit risk in line with company policies
- Collaborating with IT to implement, test, and approve changes in automated credit rating/limit models
- Ensuring adherence to the customer credit management policy framework
- Maintaining connections with external service providers that assist with credit scoring and data analytics
- Serving as a point of contact for addressing concerns raised by regional teams regarding credit agencies
- Delivering executive-level reporting on open customer credit exposures, trends, and key risk indicators
- Contributing to risk-related regulatory and compliance reporting
What you bring
- Bachelor’s or Master’s or equivalent experience in Finance, Accounting, Economics, or a related field
- Strong governance approach with a proven ability to create, implement, and oversee customer credit frameworks
- Critical thinking and ability to translate complex credit requirements into scalable, efficient processes
- More than a decade of experience in managing credit risk for customers, ideally within a corporate environment
- Proficient knowledge of financial analysis, credit rating methodologies, and risk management frameworks
- Experience with large, sophisticated entities or multinational clients is highly preferred
- Understanding of the energy and industrial sectors, with knowledge of project finance, large-scale supply chains, and market trends
- Proficient knowledge of financial documents, credit scoring models, and cash flow analysis
- Ability to identify and quantify risks associated with sophisticated, long-term projects and customers in regulated markets
- Strong analytical skills, with the ability to interpret large volumes of data and present insights effectively
- Proficiency in English is required and an additional language is preferred
- Knowledge of international trade regulations, export controls, and geopolitical risks
- Agile, adaptable mentality with a proactive approach to risk identification and mitigation
About the Team
The team is a governance function in Treasury & Corporate Finance. It plays a key role in crafting and overseeing customer-specific credit risk practices across the organization. The Custom Credit Governance Lead reports to the Head of Customer Credit Risk Intelligence and ensures consistency, compliance, and strategic alignment in customer credit processes!
Who is Siemens Energy?
At Siemens Energy, we are more than just an energy technology company. With ~100,000 dedicated employees in more than 90 countries, we develop the energy systems of the future, ensuring that the growing energy demand of the global community is met reliably and sustainably. The technologies created in our research departments and factories drive the energy transition and provide the base for one sixth of the world's electricity generation.
Our global team is committed to making sustainable, reliable, and affordable energy a reality by pushing the boundaries of what is possible. We uphold a 150-year legacy of innovation that encourages our search for people who will support our focus on decarbonization, new technologies, and energy transformation.
Find out how you can make a difference at Siemens Energy: https://www.siemens-energy.com/employeevideo
Our Commitment to Diversity
Lucky for us, we are not all the same. Through diversity, we generate power. We run on inclusion and our combined creative energy is fueled by over 130 nationalities. Siemens Energy celebrates character – no matter what ethnic background, gender, age, religion, identity, or disability. We energize society, all of society, and we do not discriminate based on our differences.
Rewards/Benefits
- Competitive salary and meal allowance
- Fair compensation for international work
- Health insurance coverage
- Remote work permitted within the country
- Additional 5 “Pontes” days off and Birthday off if it falls on a weekday, when not abroad (only applies for Portugal)
- Among others
